Branch: Instant Loan & Banking

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About Branch: Instant Loan & Banking

Branch is the best instant loan app in Nigeria, much more than just an online loan app to borrow instant cash or get quick loans. It's your all-in-one digital finance app and digital bank for personal loans, money transfers, and bill payments that gives you 2% cash back and investments that earn up to 19% returns. With over 60 million downloads and counting, Branch is the ultimate cash loan app trusted by millions! Get quick loans on Branch! Personal Cash Loans range from ₦6,000 to ₦2,000,000 Tenure: 62 days to 1 year. Monthly interest rates from 3% to 19% depending on the risk profile of the customer. Example Borrow ₦60,000 at APR of 181% (per annum) with a tenure of 62 days Interest amount = (₦60,000 * (181% / 365)) * 62 = ₦18,400 Total loan amount disbursed will be ₦60,000 Total loan amount to repay will be ₦78,400 (₦60,000 + ₦18,400) Two monthly payments of ₦39,200 Some customers may be charged a late fee. Loan features: 👉 Best loan app in Nigeria for instant loans and quick cash 👉 Loan Amounts: ₦6,000 to ₦2,000,000 👉 Repayment periods from 62 days to 1 year 👉 Monthly interest rates range from 3% to 23% 👉 APR from 34% to 271% per annum 👉 No loan origination fees, processing fees, or hidden costs associated. Transfer and pay bills for free: The Branch wallet offers 👉 2 free transfers a month. We charge just ₦10 from the 3rd transaction monthly. 👉 2% cash back every time you buy airtime, data, or pay for electricity, examinations, and cable TV bills Invest easily on the best finance app: Thinking of investing? Branch offers great investment rates Fixed Investment 👉 Earn a 19% Interest rate per annum when you lock your funds for a minimum of 30 days 👉 You can create multiple fixed investments, with different maturity dates. 👉 Helps you put your money away for 30 days and above, to avoid spending it. It works better than your bank savings account Flexi Investment 👉 Enjoy a 10% Interest rate per annum. 👉 Withdraw your investment cash anytime without a penalty fee or move it to move to fixed investment 👉 Interest is paid into your account weekly and is compounded. 👉 Top up money into your investment account at any time. Here’s everything you need to know about Branch: 👉 Get instant loans - no paperwork or collateral. Just quick cash. 👉 Make reliable transfers to any bank account in Nigeria. The First 2 transactions in the month are free 👉 Pay bills without the extra ₦100 charged by other banks. Instead, get 2% cash back to help steady your finances 👉 Invest & earn up to 19% interest (One of Nigeria’s most competitive high rates) 👉 Withdraw your investment anytime with Flexi investment Privacy policy Branch uses world-class data security and encryption techniques to protect the data you share and we never share your information with a third party. With your permission, we access some data on your phone to verify your identity and determine your eligibility for a loan. We also use this to improve the quality of financial services that we provide to you. We have strict policies that ensure our methods are adequately communicated and customer data is always protected. 👉 Branch is licensed and regulated by the Central Bank of Nigeria. Contact us We're always excited to hear from you! If you have any feedback, questions, or concerns, please email us at nigeria@branch.co or find us on Facebook! Follow us on 👉 Twitter: twitter.com/branch_ng 👉 Instagram: @branch_ng 👉Facebook: Branch Nigeria 👉 Visit our website: branch.com.ng 👉 Our Office Address: JAPAUL House, Plot 8, Dr. Nurudeen Olowopopo Avenue Ikeja CBD, Agidingbi-Ikeja, Lagos, Nigeria Branch is not associated with the following loan app or loan apps,any other finance and lending apps: Opay, Renmoney, Palmpay, Carbon,Palmcredit, Lcredit, 9credit, Fairmoney, Silk Loan, Apex credit, AidaCredit, Flash Credit, Quickash, Moniepoint, Easemoni and Okash.

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